About Us

The Hello Finance group was founded in 2004 with a clear mission: to ensure that all individuals have access to competent and affordable financial advice, products and services delivered by a growing network of independent financial advisors and independent financial services firms.

The Consumer Hello Finance studies credit and payment markets to understand how they affect consumers and the economy. We produce state-of-the-art, policy-relevant research available to all. We also convene academic experts, the financial industry, and the general public to collaborate on research and generate insights into fostering healthy household finances, a stable financial system, and a resilient regional and national economy.

Our experiences

Jitendra upadhyay

Jitendra upadhyay , Research Analyst, is the editor of equity reader and StockSelection of , hello finance group oldest recommendation service.
Ever since jitendra was a young wman, he’s been fascinated with why some businesses succeed, and others fail.
he has since helped shape the systems that recommended some of the safest and most profitable stocks to our subscribers…
his services recommend the kind of safe stocks you can ‘bet your retirement on’, making her a staunch abider of Buffet’s 2-Rule Mantra:

Rule No.1: Never lose money.

Rule No.2: Never forget rule No.1.

Our experiences

863% IN 8 YEARS AND 5 MONTHS WITH TCS
398% IN 2 YEARS AND 4 MONTHS WITH AVANTI FEEDS
309% IN 5 YEARS AND 6 MONTHS WITH HDFC BANK

Bharat Gaikwad

Bharat Gaikwad, Research Analyst, is the editor of equity reader

Bharat earned an MBA in Finance from Mumbai University However, he quickly became disillusioned working for the ‘financial establishment’…

He learned firsthand, the greedy stereotype of an investment banker is true, and became uncomfortable working for a company that put profit above everything else.

Bharat has recommended some of the biggest winners in Equitymaster history.

Our experiences

4689% IN 8 YEARS AND 2 MONTHS WITH PAGE INDUSTRIES
2,845% IN 8 YEARS WITH E-CLERX SERVICES
1,058% IN 6 YEARS AND 11 MONTHS WITH BALKRISHNA INDUSTRIES

Disha powar

Disha powar, Research Analyst, is the editor of Equity Reader & Stock Selection.

After getting her MBA in Finance,  disha powar was tasked with providing analysis for Europe based companies.

But she always questioned whether she could provide effective analysis of a company from 7,000km away.

This led her to Hello Finance where she could focus solely on Indian companies. It also let disha deploy her favorite investment strategy…

Boots on the ground research.

Our experiences

545% IN 11 MONTHS WITH TITAGARH WAGONS
175% IN 11 MONTHS WITH LLOYD ELECTRIC
1170% IN 12 MONTHS WITH HIL LIMITED

Shweta sharma

shweta sharma Research Analyst, has been with Hello Finance for more than a decade now and works on two of its services: stock selection and equity Secrets.In her early years at hello finance she was instrumental in building research for the pharmaceutical sector from scratch. She then went on to specialize in the analysis of the automobile industry. is a strong advocate of the principles of value investing and is an ardent follower of the legendary investor Warren Buffett. She believes in investing in solid businesses for the long haul.

Kapil Mudliyar

A   Financial market graduate turned Research Analyst, Kapil joined  hello finance when he was just 23 years old, after getting an MBA from , Mumbai.In his 12 years  with hello finance Kapil rose quickly, leaving his mark on almost everything.
From travelling thousands of miles to find the next small cap stock, as part of the Hidden Treasure team. Kapil is a firm believer in Charlie Munger’s multidisciplinary approach on juggling between various disciplines.

Savita sadanshiv

Savita sadanshiv, Research Analyst, joined Hello Finance in 2011, where she is now a part of the hello finance team, a Buffet-style investing service..

A large part of her decade-long career in finance was with the Centre for Monitoring Indian Economy (CMIE), an independent economic think tank. Here she learnt the ropes of financial and economic analysis.

At CMIE, she worked with the team on the Prowess database, a financial repository on companies widely used across institutions.

Rajkumar Nishad

RAJKUMAR NISHAD Research Analyst, focuses his research on Microcap Millionaires, Hello Finance first-ever service based on Graham’s deep value principles.

Having stumbled upon the concept of value investing as a student of business studies, he sought out and devoured everything ever written by and about Warren Buffett.After graduation, he discovered that the only company talking about value investing in India at the time was Hello Finance RAJ KUMAR joined HELLO FINANCE in 2008, and has been sharpening his approach to stocks ever .

Akshay Menon

Armed with a Master’s degree in finance,That’s how he found his true passion lies in Equity Research.At AKSHAY MENON looks after the metal, mining and shipping sectors.AKSHAY is a classic research guy, studying business models of companies in detail, keeping in mind the big picture, and focusing on current risks and challenges.But what sets apart his research style is the use of ‘forensic accounting’ as a tool to gauge the health of companies and to spot red flags.
When AKSHAY  has his eye on a company, it’s sure to be a good bet.

Upasak Talvalkar

Research Analyst, is the editor of stock selection

He tracks the investments of India’s 40+ Super Investors. The list includes exceptional Fund Managers, Investing Gurus and Promoters.

  • Expert in countries U.A.E FRANCE AUSTRALIA
  • Expert in Sectors INVESTMENT & FIANNCE  ENGINEERING AUTO ANCILLARIES

Vitthal

Vitthal is a research analyst and a member of the Institute of Chartered Accountants and the Companies Secretaries of India.It’s his ability to dive deep into complex balance sheets and business firms that led him to one of the biggest discoveries in the history of our company.He discovered a way to find out the investing moves a ‘super investor’ is making.It’s a simple document that all Super Investors have to file every quarter, revealing ALL their investments.While most people wouldn’t have a clue how to read this, vitthal  can read the numbers as easily as you read the words on this page.And they reveal exactly how India’s most successful investors are growing their wealth.

Girish patel

Research Analyst, focuses his research for the mega trend investing newsletter, The Stock Letter.While he began his career as a software engineer, Girish learned two things about himself: He likes people too much to have his face buried in a screen all day. He likes to learn what makes a company tick.
This drove him first to try his hand at investing personally in the stock markets, and then, curious to learn more, get himself an MBA in Finance.
He reads company reports for fun, and enjoys meeting with company managements to hear their stories. That’s what eventually brought Girish to Hello finance early in 2017.